Keep the Public Option for Health Care?

I am not sure it should be the "Public Option" as written, but something that creates true competition between the insurance companies. As it stands presentlly, high medical insurance cost are expended for little in return for moderate income individuals. And then after paying monthly fees one finds out that major costs are not covered completely, or less than what was expected.

There needs to be a system that allows for a doctor to make a mistake and not have such high premiums for malpractice. I am not for removing malpractice suits, but I am forlessing the amount pay out, as well as making it harder to bring such suits - Doctors are human, though some forget to treat patients as individuals looking to understand.

Anyhow, consider something that limits the costs of insurance.